Mortgages
For most people, arranging their mortgage can be stressful and time consuming. At Taylor Milburn, we aim to take all the stress away from our clients. We offer whole of market mortgage advice with fully qualified mortgage professionals on hand to recommend the most suitable mortgage to meet your individual needs.
Our Mortgage Services
Moving home can be one of the most stressful times of your life. Our aim, quite simply, is to take away the stress and help guide you through the whole buying and moving process.
An initial meeting with one of our mortgage advisors to work out all of your moving costs and set a realistic and affordable budget means you are able to know what you can do and how you can do it before you have even spent any of your hard earned money.
Our associated company Taylor Milburn Sales & Lettings are also available to give you their advice on marketing your own home to ensure you achieve the best possible sale price using state of the art marketing techniques and advertising.
Having the ability to give you advice on all aspects of the moving process means you really can get the help you need all under one roof.
Buying your first home is one of the biggest financial decisions you’ll make in your life and it can sometimes seem a very daunting prospect. However, you do not have to do it alone. Your mortgage advisor is ready to help too.
They’re available to provide practical advice at every stage and save you valuable time when shopping around for the right mortgage for you.
Our aim is to provide clear advice and help whenever you need it before, during and after you make your first move on to the property ladder.
We can provide you with a step by step guide to owning your own home and essential information about what to expect during the process.
During an initial meeting with one of our advisors you will get to know the full costs of buying, home much you can borrow and what your mortgage will cost. Setting a realistic budget using a detailed budget planner will ensure that the mortgage recommended is tailored to you to avoid any nasty surprises once you move in.
If you need help when it comes to dealing with estate agents, let us help you. We have built relationships with many of the local agents and are more than happy to discuss and help make offers on your property of choice whether via our associated company Taylor Milburn Sales & Lettings or any other agent in the area.
There really has never been a better time to remortgage or switch your existing mortgage to a better product.
Most of us will constantly review our mobile phone contracts or car insurance and utility bills but so many people fail to review the biggest financial commitment, their mortgage!
Interest rates are STILL at an all-time low and with more competition between lenders you could benefit from a full review of your current arrangements for your mortgage and also your mortgage and personal protection.
Many people feel they should or even have to stay with their lender for the full term of their mortgage. Most of the time we find by reviewing clients mortgages we are able to save money over the term of their mortgage and often with little or no cost in terms of lender charges.
If you haven’t reviewed your mortgage now is the time to get in touch with us to see how much you could be saving.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Now is a fantastic time to invest in property. Increased competition between mortgage lenders and the resurgence of many lenders in to the buy-to-let market has meant interest rates are at an all-time low and buy-to-let products have never looked so attractive.
Couple all this together with a booming rental market with higher than ever rental yields, it really could be the ideal time to start investing in property or look to expand your current portfolio.
For more information regarding buy-to-let mortgages or how to go about making those first steps please call or get in touch via the contact us section.
Buy to Let mortgages are not usually regulated by the Financial Conduct Authority
Being given the chance to buy the home you have lived in for many years via the local authority can be very exciting and give you the fulfilment of owning your own home.
Our advisors have dealt with many cases of Right to Buy in the past and are fully equipped to guide you through the whole process.
Get in touch now to find out how we can help you.
From loans and mortgages to company/business insurance and even pensions for employees, Taylor Milburn Financial has things covered.
Insurance is all too often overlooked as an extra expense however, it shouldn’t be and should in fact form a fundamental part of good long term business strategy.
Key areas where business insurance is designed to help are:
- Keeping the business trading
- Protect corporate debt
- Buy out a shareholder should they become critically ill or die
If you would like to know more please feel free to call or get in touch.
Commercial Mortgages are not usually regulated by the Financial Conduct Authority.
Commercial Mortgages are arranged by Introduction Only
Why choose us to arrange your mortgage?
There are many types of mortgages available on the market and it can be confusing to know which one is right for you, so we have have outlined the basics below. To seek further advice from one of our qualified mortgage advisers, contact us today.
Repayment mortgages
With this type of mortgage, you repay part of the amount borrowed together with the interest being charged each month.
In the earlier years of your mortgage, the majority of your monthly repayment is made up of interest.
However, towards the latter part of your mortgage term, the situation is reversed and the majority of your monthly payment will deduct from the amount borrowed.
Interest-only mortgages
With this type, you are only paying interest each month. This means that although your payments will be lower, the amount you borrow will still be outstanding at the end of the mortgage term. You will need to have credible arrangements to pay off the mortgage to avoid the property having to be sold, such as an Individual Savings Account (ISA).
Exclusive mortgage deals
We have access to exclusive mortgage deals. Our expert mortgage advisers will be able to let you know what the latest exclusive deals are and whether they fit with your personal circumstances. We have access to mortgages you can’t get on the high street. We are also whole of market and give advice based on what’s best for you.
Buy-to-Let
Apart from the purpose of the mortgage, the main difference with a buy-to-let mortgage is that the lender will use the rent you will receive for the property to assess affordability. Some may also take the landlord’s personal income into account.
Standard Variable Rates (SVR)
With this type of rate, your payments should rise and fall in line with the Bank of England bank rate changes, but not necessarily at the same time or by the same amount.
Fixed rates
Fixed rates give you the security of knowing that your monthly payments will always be the same. With this type of mortgage, you pay a fixed rate of interest for a set period typically over two, three or five years.
Tracker variable rates
Tracker variable rates are usually linked to the Bank of England bank rate, which means they will change in line with this.
Capped rates
With a capped rate mortgage, you will know the maximum you will pay for a set period of time. This type of mortgage offers you the option of knowing the maximum monthly repayments you would have to make during a set period of, typically, two or three years.
Discount variable rates
Allows you to benefit from a discount on the lender’s standard variable rate. If the lender’s standard variable rate (SVR) increases or decreases, so does the discounted rate. Typically, the shorter the discounted period the larger the discount.
Offset mortgages
Typically, a current account, savings account, or both, are linked to your mortgage and, each month, the amount in these accounts is then offset against your outstanding mortgage. You are unlikely to earn interest on your savings which are offset.
Flexible mortgages
You can vary the amount you pay each month and take payment holidays in some circumstances. It may help to reduce your mortgage with lump sum payments without incurring an early repayment charge.
OUR CLIENTS SAY
Customer satisfaction is high on our list of priorities and we’re very proud of our ability to meet and exceed our clients expectations.
I have known Paul now for ten years. He has always been very helpful, friendly and thoroughly professional. I would definitely recommend him to anyone who needs mortgage help and advice. He is always there for any advice that you need. 👍👍👍October 2022
Paul has been amazing. Great advice. Friendly service. He will be my go to mortgage broker for life!
October 2022
Paul Kilkelly is the face of TM Financial. With his wealth of experience and dedication to help people, he has outstanding customer service. Working during unsociable hours which met my needs as a busy professional, I would thoroughly recommend him and his team.
October 2022
Fantastic service !! I wouldn’t go anywhere else. We’ve used Paul for all our mortgages and always had a great experience. Paul contacted us well before our mortgage ran out so we didn’t get caught in the interest rate rise. He also dealt with all the insurances and found us the best deal that fitted our needs. I would recommend Taylor Millburn financial 100%.
October 2022
Paul and the team are fantastic, having helped us with our Financial needs for many years, very professional team and always available when you need them.
We highly recommend Taylor Milburn Financial, we wouldn’t go anywhere else.
October 2022
Paul has really helped out in the last few years, we’ve been able to buy our dream property in York! Really amazing service and super helpful, highly recommend him for any house move or property advice.
Wouldn’t go to anyone else now!October 2022
Paul provides a professional service and I would highly recommend him to anyone. We have been using him for years for mortgage and protection, he provides the best advise and support and always goes above and beyond.
We wouldn’t go anywhere else.October 2022
Paul as been my go-to mortgage advisor for the last 5 years. He knows the business inside and out and has always helped me get the best deal on my mortgage. He is eager to get it sorted as early and quickly as possible to take any stress out of the process for me – although chatting with him is always stress-free! If you need someone to sort out your mortgage (or any of the other services he offers), I would look no further than Paul at Taylor Milburn Financial. He’s your man!
September 2022
We have used Paul and team for many years now. Always finds the best deals and makes the process so simple and easy. Does a fantastic job and goes the extra mile.
September 2022
This the second time we have used Paul and teams services and had quite a long journey this time round! At all times Paul has been ever so responsive, professional, friendly and given excellent advice. We would recommend the team without hesitation and are due to go back to them to help find the best life insurance deal for us as well. In summary, an amazing service!
August 2022
Paul enabled me and my partner to buy our first home and we could not recommend him enough. He is so knowledgeable and was always on the end of the phone for any questions we had for him.
Thanks Paul for all your help!August 2022
My circumstances changed and Paul at Taylor Milburn Financial was my first go to. Me and my partner spoke to Paul and he got us a fantastic deal for our first house together. As always Paul went through the different options. It’s always surprising how at ease he makes you feel and how he does everything he can to get you want you want.
A professional service but a personal touch.
Thank you again Paul.
Lucy and Scott. See you again in a few years for a remortgageJuly 2022
Paul first helped us with our mortgage 2 years ago which i think he will agree was more than a challenge but he worked his magic and got us what we needed. Two years down the line and we’re back to see paul as the service you get is second to none. Paul has gone above and beyond to help us and we are very grateful for all the hard work he has put into helping us. We can’t thank him enough.
July 2022
Paul has worked tirelessly to get us to where we are now despite the hurdles we’ve all had to jump through!
Will be recommended g TM financial to friends and family!
July 2022
Could not fault Paul at all , made getting a mortgage so easy and seamless , 5 stars
July 2022
As first time buyers we couldn’t recommend Paul enough. He has excellent knowledge and is always on the end of the phone to answer any questions or queries we have had. Thank you so much Paul for all your help.
July 2022
5 stars are not enough for this guy, Paul was excellent throughout, comms were clear and always quick, any help required he was there. See you in 5 years Paul.
June 2022
Could not recommend Paul and Taylor Milburn financial enough! Great communication and are great at what they do. Definitely recommend to friends and family 😁
June 2022
Paul guided and helped us with our first mortgage and was so informative. It made those scary steps of making your biggest purchase the easiet one. Nearly 3 years later we are back to do our remortgage. We wouldn’t go anywhere else. Thank you so much for all your help.
June 2022
5* Says it all. 2nd time using TM Financial. Paul secured our first time buyers mortgage a few years back and there was no hesitation in returning to secure our next fixed rate. He makes everything very easy and is just genuinely a nice guy. Good rates, professional service and always feels like he has his customers in the forefront of his mind. Will always recommend him to people as should everyone else! Keep doing what you are doing Paul! Thanks alot!
May 2022
Paul helped us through the process of securing our first mortgage. He was always easy to contact and very prompt in replying to any questions we had, sometimes doing so outside of his normal working hours. He was also most helpful when the process was taking longer than expected and chased things up on our behalf. I’d recommend Paul to others and we’ll be using his services again when the time comes.
May 2022
Paul and the team are fantastic, having helped us with our Financial needs for many years, very professional team and always available when you need them.
We highly recommend Taylor Milburn Financial, we wouldn’t go anywhere else.
May 2022
We used Paul’s services to get ourselves on the property ladder. Being a first time buyer we had no idea what we were doing, and was helped by Paul’s calm and knowledgeable view on his work. We would definitely recommend Paul to our friends and family
April 2022
Paul helped with our mortgage and is now helping with our remortgage. Well deserving of a 5 star review, professional, understanding and very knowledgeable. Everything you need from your mortgage advisor.
April 2022
Paul helped us with our very first mortgage and is now helping us with our remortgage. He is very knowledgeable and so so helpful! I don’t think we would have kept our sanity through the process if it wasn’t for Paul!
April 2022
My experience with Paul was brilliant , l would recommend him to anyone ,he made me feel at ease from the first moment I met him .He explained everything ,he got me my mortgage , I got my house and cannot thank him enough. I am a hundred percent satisfied with the service I received!
April 2022
Couldn’t speak more highly of Paul and Taylor Milburn Financial. Paul is extremely helpful, very knowledgeable and approachable. He gives honest advice and has found the best mortgage for us. Couldn’t ask for better, many thanks Paul!
April 2022
As I am a first time buyer, I found Paul to be extremely helpful in guiding me through the mortgage application process. He was always willing to take the time, and all information was conveyed in a very detailed and clear manner. Would highly recommend!
March 2022
Fantastic service throughout. As first time buyers we were apprehensive with who to choose in helping us with the house purchasing process however we couldn’t have been more reassured or asked for more of Taylor Milburn! Especially Paul who went above and beyond to respond to urgent emails and phone calls no matter the time or day! We are now happily in our home and would highly recommend!
March 2022
We have had complication after complication with our move but Paul Kilkelly, our mortgage broker, was happy to go above a beyond to act on our behalf to resolve any issues throughout the duration. This is the second time we have used Taylor Milburn Financial to support with our mortgage application. Would recommend.
March 2022
I’m client of Paul for 7 years now, we like way he expands product, works hard and being completely honest with his customers finding always the best deal.
February 2022
Because of our unique situation, Paul wasn’t able to get us a mortgage, but EVEN THEN he went above and beyond to ensure we got the best deal, and made sure we were looked after by our bank!
A true gentleman.
We will 100% be using Paul’s services in the future when we are in a position to buy again. Thank you Paul!
February 2022
Paul helped us secure a great mortgage and sort our insurance. As first time buyers he talked us through every step of the process, which was great. He was super helpful, friendly and professional and really went above and beyond!
February 2022
Fantastic mortgage consultants. Me and my girlfriend are first time buyers, we dealt with Paul throughout the mortgage application process who offered guidance and patience to go through all the details.
February 2022
Thank you so much to Paul, who made our mortgage experience so easy. For something that I find quite complicated, Paul explained everything & was so approachable if there was something I didn’t understand. He was so friendly & professional, and I will definitely be approaching him when our mortgage is due a renewal.January 2022
Paul has been extremely helpful and made the process simple for us as first time buyers. From the first extensive meeting to phone calls sometimes out of hours, advising at every step. Thanks to Paul we have a better mortgage at a lower rate than expected. I would highly recommend and will definitely be using again in the future!
December 2021
Paul is the right person in the right place. He helped us get through the whole process of buying the first house ,He was always advised and with a good word. we appreciate YOUR help very much, thank you.
December 2021
Paul at Taylor Milburn has been nothing but helpful in advising me and my girlfriend what to do and the available options we have when purchasing a property. He has always taken to time to speak on the phone rather then through email which is something alot of advisers do not do, many times out of hours. Would give more then 5 starts if possible!
December 2021
Always ready to go above and beyond. Thank you to all the crew.
December 2021
Always very helpful and friendly advice at any time of day.
December 2021
Paul and Alex were super helpful, friendly and responsive throughout the whole process.
Thank you so much for your patience and advice, you made us feel at ease every step of the way. We will be recommending to friends and family and will definitely be back in a few years.October 2021
I thought that applying for a mortgage was going to be daunting experience until I was advised by my solicitor to meet Paul Kilkelly at Taylor Milburn Financial.
The friendliness, patience and empathy Paul showed me was amazing, putting me at ease and explaining everything that I needed to do.
Paul managed to secure me not just one mortgage but two.
At the beginning of this year my property unfortunately fell through, but 9 months later I managed to find another buyer and Paul secured another and even better mortgage deal for me..
Thanks Paul, I am eternally grateful for all your help and knowledge.
I can now look forward to a better and brighter future.October 2021
From first meeting with Paul to finally getting our mortgage agreed and over the line. There is no more that Paul could have done for my wife and I. We are ever thankful for his hard work, patience, understanding and commitment to helping us with our first mortgage.
This was no easy quick straight forward process for us. Buying my mother’s house, being a self-employed Director of a company, and having our deposit gifted to us from the equity within the sale of the house we were buying. All had their own pages of issues and setbacks to overcome.
However with Pauls extensive knowledge and experience with in the industry I don’t think many other if any advisors could have sorted this for us. It’s been challenging and Paul has gone above and beyond to assist and advise us every step of the way.Thank you Paul, take a bow you did it!!
October 2021
Our experience with Paul has been faultless. Any calls or concerns were answered with no hesitation. Everything was explained in a detailed manner which was easy to understand. We will be sure to recommend Paul to anyone! We will definitely be back in a few years too.
October 2021
Wouldn’t go anywhere else for mortgage advice. Been using Paul for many years now, he has always been honest and reliable and responds very quickly to any questions we have. Absolute 5 star service!
October 2021
Paul was fantastic, it took us over a year to complete and he kept us informed the whole way. Always at the the end of the phone if needed; Paul could not have done more for us. Thank you!
October 2021
I have been dealing with Paul for years and years, he has given me soooo much advice and guidance when I have been exploring options and so excited to say I have finally committed and am arranging not one, but two mortgages with him and Taylor Milburn Financial.
He is always so patient, answers all of my millions of questions and explains things in a way I can understand the technicalities. Paul is also great at sharing options so you can be content that when you make a decision, you’re making the right one for you.
Unfortunately for Paul, he will now have to deal with me for life as he’s done such a good job!! I would recommend him to anyone in need of his services.
October 2021
Paul was absolutely amazing. Listened to my needs, gave honest and open advice and ultimately secured me what I needed. Highly recommend and would not consider going anywhere else for mortgage and insurance advice.
October 2021
We came to Paul on recommendation and we will definitely recommend Paul to our friends.
Paul is very friendly and helpful. He gave us a lot of time and patience.
Thank you Paul and Taylor Milburn Financial for your help.September 2021
We are in the process of buying our first home and Paul has been super helpful and incredibly patient with our never-ending questions, making the process just a little less stressful.September 2021
Very pleased with Paul at Taylor Milburn for helping us out with our mortgage! Getting us the best deal, answering any queries that we had and keeping us updated every step of the way. Will not hesitate to use him again for any financial advice!
September 2021
Me and my partner got recommended to use Paul at Taylor Milburn financial and we cannot be grateful enough. As first time buyers we are totally new to it all and he has been nothing but helpful and friendly. Hopefully within the next year we have a property with the help of Paul! If anyone is thinking about using Paul, we both 100% would recommend.
September 2021
I have used Taylor Milburn Financial a few times now, for both mortgages and life insurance. Paul is always very helpful and friendly and invests his time to find me the best mortgage deal. I would definitely recommend him to anyone that requires financial advise regarding mortgages or life insurance.
September 2021
Paul provided excellent service in a totally professional way with and eye for detail. I would recommend and use again.
August 2021
Paul had gone above and beyond and I would highly recommend him to anybody, he is highly knowledgeable and level of service is exceptional. He is just a really great friendly guy who takes all the hassle out of the equation for you.
July 2021
Paul was fantastic when buying our first home from start to finish. If we had any queries he was always a phone call away. Very welcoming and friendly. I would highly recommend Paul for his knowledge and service. Thankyou once again, you have been amazing!
July 2021
We used Paul and are so happy we did! Instant responses even during the busiest time in conveyancing! Nothing is too much to ask from him and always makes you feel like you are the only client even though he must have lots! Thank you Paul it’s been great!
July 2021
Paul has been so helpful and has gone the extra mile to help us understand the process as we are first time buyers. He is very down to earth which was very reassuring as newbies to all this and has always been very easy to get hold of. I will 100% recommend him to friends and family.
July 2021
Highly recommend Paul Kilkelly at Taylor Milburn Financial- he has gone above and beyond to help us with getting a mortgage for our dream home! He has kept in regular contact throughout the whole house buying process, and has helped make a difficult journey easier.
July 2021
Paul has been fantastic all the way through the process. Great, friendly service Paul has kept us informed all the way. I would 100% recommend Paul to anyone for mortgage / remortgage requirements. Thank you Paul!
June 2021
Paul has been fantastic from the start. Friendly service and great communication has helped the process along greatly. Any problem we have had big or small paul has sorted it for us. I would 100% recommend him to anyone buying a house. Thank you PaulMay 2021
Paul has been fantastic throughout the whole process. He took time to explain everything to me, as he was mindful I am a first time buyer. He is approachable, very easy to get hold of and I have felt reassured every step of the way. He has made the stressful time of buying a house so much easier and I will 100% recommend him to friends and family.
May 2021
Paul has been and continues to be extremely helpful with all aspects of helping us get a mortgage, finding a solicitor and surveyors. Professional, helpful and always responds quickly to my many questions. Highly recommend.
May 2021
Paul is really helpful amd explains every step of the process so clearly which puts you at ease. He is very responsive to any queries you have and is very easy go get along with. Would definitely recommend him to anyone.
May 2021
This is a bit of a delayed posting due to technical issues however Paul helped us move back in December. We never thought it was possible that we would be able to afford a mortgage! He sat down with us on numerous occasions and went through the process step by step to explain what happens and what we are required to do (as we were not too sure due to being first time buyers)! He was very clear, called us regularly and kept us updated. He was also very mindful of contacting us as we did shift work and we really appreciated that! We now live in a 3 bedroom semi detached house with 2 dogs who enjoy their own garden and this wouldn’t have been possible without Paul’s help! Thank you for your time and expertise – when the time comes, we will definitely be using you again!
May 2021
Paul was very informative and helpful throughout the process. He takes a lot of time to explain everything clearly which as a first time buyer is a must. You feel at ease with his expertise and his humour, with prompt replies to any queries.
May 2021
Paul Kilkelly has been the go to guy for 11 years now for me and my family members. He has been great every single time and always delivers a professional, efficient and friendly service.
May 2021
Paul kilkelly has helped us no end and is now stuck with us as life long clients! Won’t hesitate to recommend him to friends and family.
May 2021
Words cannot describe how Paul Kilkelly and Taylor Milburn helped me through my flat buying process. Buying the flat was horrific. And I almost gave up. But Paul helped me with even more than what he was paid to do, when it looked like it wasn’t going to happen. If I can face moving again. I’ll be using Paul without question. Perfect service. Thank you
March 2021
Paul has been absolutely fantastic. Over the last year he has helped us navigate through difficult scenarios with a human touch. Always goes the extra mile to ensure my wife and I are happy. Could not recommend him more.March 2021
As an anxious first time buyer and someone who hasn’t moved house since the age of 6, this was a very new, scary process and I couldn’t have asked for a better broker than Paul. Paul always has a joke and a kind word and has helped keep us focused and hopeful throughout the house finding and buying process. He has been kind, patient and informative at every stage, and has gone above and beyond in making this process run smoothly and efficiently. For someone who is a little unsure of the process and just needs a voice of reason and a helping hand through those shaky moments (as well as a mortgage finding, of course!) Paul is your man.
February 2021
Me and my partner Tyler have been dealing with Taylor Milburn Financial and have found the process clear and seamless throughout. Any minor snags in our house purchase Paul Kilkelly in particular took ownership of and resolved with no stress. Due to current personal circumstances, we used a different provider for our mortgage but have continued to receive a thorough service, and will definitely look to use Taylor Milburn Financial again.
February 2021
For someone who does get caught up in the legalese of mortgages etc., I have been delighted with the professional, thorough and friendly service by Taylor Milburn, and in particular, Paul Kilkelly. – Paul has kept us informed, and worked hard behind the scenes to deliver a great package that suited our needs and requirements, and ensured a qulity service throughout. Many thanks, Paul!!! Thoroughly Recommended!
February 2021
I wanted to say massive thank you to Paul for all the assistance he has provided me in respect of securing the mortgage on my new home. I have used Taylor Milburn’s services over past five years, from the purchase of my first property, through two remortgages and now with the purchase of my next home. Every time the service has been fantastic, with Paul available to answer all the questions I have had in a timely manner, providing me with frequent updates as to the progress being made and always going the extra mile. I would highly recommend Taylor Milburn Financial’s services to anyone, especially first time buyers, as Paul takes a lot of the stress out of the whole process.
Thank you so much 🙂
February 2021
I have used Taylor Milburn for approximately eight years now, and throughout this time I have found Paul very professional and knowledgeable regards to financial matters relating to my home mortgage. I would therefore recommend Paul and Taylor Milburn Financial Company to others for Mortage advice services.
January 2021
We were recommended Paul by Georgia. I’ve haven’t moved house since I was 21 so the process was very daunting for me. Not only did Paul help with all the financial and mortgage processes but he went above and beyond to give advice and tips on other aspects of buying and selling our home (including tips on negations on the purchase of our new home). We cannot thank Paul enough for all his help and would highly recommend him for any financial needs when moving house.January 2021
We have used Taylor Milburn and in particular Paul Kilkelly on our last 5 moves , in fact ever since we have known him. We have always found him to be the total professional in all that he does as well as the most knowledgeable about all things relating to mortgages. We will continue to use him in the future of that I’m certain.
January 2021
Paul at Taylor Milburn has helped me with two mortgages, I was so impressed with him on my first mortgage that I have gone back to him despite having now moved up north. He is extremely generous with his time, helpful, informative and professional. I was also recommended his service by my sister who, was obviously pleased with the service too. I am a client for life.
December 2020
Paul has been excellent throughout the process of us buying our first home. He has been really helpful and we couldnt recommend him enough.
December 2021
Due to our own personal circumstances and COVID-19, trying to get our first mortgage has been quite the challenge. However Paul has been invaluable to us every step of the way. He has been sure to explain everything to us clearly and concisely, making sure we had all the tools to make informed decisions about purchasing our first home, that suited our needs. We finally got the keys to our new home today, and cannot thank Paul enough for all his help during the process. We won’t think twice about recommending him in the future.
December 2020
We have used Paul several times over the last 10 years to sort out our mortgages and each time Paul has provided us with an excellent professional service. Paul’s advice has been invaluable and has helped us progress in the housing market. Paul is more than happy to answer all of our questions and go through different scenarios to make sure we get the best out of our circumstances.November 2020
Paul at Taylor Milburn has been invaluable to us as first time buyers. He ensured that we understood each step of the process and worked hard to find us the best mortgage rates. He was available every time we needed him and provided quick responses via telephone and email. We could not have bought our first home without him and can’t recommend him enough.
October 2020
This is the 2nd house sale that we have been through with Paul not including remortgaging in between. Look no further Paul is your man! Straight talking, explains the process from start to finish, gives sound financial advice and holds your hand every step of the way. Nothing is too much trouble, Paul is the only man for us.
November 2020
Amazing service.
Absolutely amazing service! Great communication along the way with clear advice and support. I would highly recommend Paul, he is very experienced and knowledgeable professional who absolutely knows his stuff. Excellent service every time. Definitely 5*
November 2020
Paul was able to take the burden of the application process off us.
The process was quick, easy and professional.
Paul has now also helped us secure our new life and critical illness cover.
A* service!
November 2020
October 2020
I have always used Paul at Taylor Milburn for any mortage and financial advice and every time he has gone above and beyond to help and put me at ease with any concerns. Everyone I have spoken to at Taylor Milburn has been friendly, knowledgeable and professional.
I would recommend Taylor Milburn to anyone looking for mortgage advice.October 2020
I have been coming to Paul Kilkelly & Taylor Milburn for the past 15 years now. Over the years Paul has always been very professional, knowledgeable and he has always gone the extra mile to make sure I get the best deal and receive great customer service. Paul was there to support us when we found ourselves in the unfortunate position of our chain collapsing after exchange of contracts. He worked tirelessly behind the scenes, keeping us well informed and offering advise, and for that we will always be grateful. I am once again contacting Paul for my mortgage advice as I look to move house and I am confident I will receive nothing but the best level of customer service and great advice again.
I can’t rate Paul Kilkelly and Taylor Milburn highly enough.
October 2020
I can’t thank Paul enough for his excellent help in finding my mortgage. He is a living example of going ‘above and beyond’ as he kept me informed at all times and was readily available on the phone when I needed him, occasionally on weekends and out of hours. He often went out of his way and stayed late after work to accommodate my hectic work schedule and held my hand throughout the entire process. This was invaluable to me, as I was completely oblivious to the process. In addition to my mortgage, he also helped me with my life insurance policy. He listened to my specific requirements and found the best policy which was tailored to my needs. I genuinely feel that he has gone out of his way to help me. They say buying a house is one of the most stressful times, Paul helped make the process and smooth as possible and helped manage my expectations to prevent disappointment. Recommend highly thanks again Paul, I’d give you 10 stars if I could but sadly I’m only able to give 5!
September 2020
Highly recommend Paul and Taylor Milburn for any financial service needs. He is very professional and explains everything in a simple and understandable way. As a first time buyer Paul has held our hand throughout the process and we are so grateful for this. Very excited to be moving into our first home and can not recommend Paul enough for help in this process!September 2020
I can highly recommend Paul and his team. I have known him and used him for 12 years and would not go anywhere else. I know that I can rely 100% on his advice and he will always find time to address any queries or concerns that I my have. Thank you Paul
September 2020
Paul went above and beyond to help us get the mortgage for our first home, working especially hard during such uncertain times. He was always there to answer any questions we had whenever we needed and would always put our mind at ease whenever we would have any doubts. We could not recommend paul enough and will definitely be going back to him in the future. Thank you again Paul
September 2020
Paul Kilkelly and Taylor Millburn have been the best guide we could hope for throughout the process of buying our first house. With no such thing as a stupid question Paul has helped us move forward with the process feeling comfortable and confident. As well as finding us a great mortgage!
If you want friendly, competent, and reliable advice I would recommend Paul and Taylor Millburn.
September 2020
Went down to see Paul, he was professional, well dressed and everything you would want when it comes to financial assistance. He helped simple down all the jargon into something I could understand. Together we worked to get the best mortgage at the best rates. Wouldn’t go anywhere else for a mortgage!!!
August 2020
I wouldn’t go to anyone else for advice and help with my mortgage. Paul makes everything straight forward and easy to understand and I know I’ve got the best deal possible. This is my second time using him, and I would happily recommend Taylor Milburn to family and friends.August 2020
I cannot recomend the services of Paul and his team enough. He was professional and always available to offer honest advice. They made the process of getting a mortgage as painless as possible. Prices are more than reasonable and worth every penny.
August 2020
We’ve been going through the buying process a while, what with a buyer pulling out and COVID we’ve had to extend then re-apply once our offer ran out. Paul has been brilliant helping us out especially as he’s had to take over from where someone else had started with our original agreement. Won’t hesitate to use Paul again or reccomend him to others.
August 2020
“Me and my partner are purchasing a property and we are using Paul for our Mortgage.He has brilliant service and is quick with information and documentation.Paul has really taken the stress out of buying our first home and has helped us with every step so far.
We would highly recommend Paul and the company itself.”July 2020
Starting our adventure in property ownership this was definitely the most daunting part of it for us, but then we found Paul and he was just what we wanted and needed!As first time buyers, Paul has been a god send! After countless phone calls, video chats and lots of emails he has explained everything, answering any and all of our questions no matter how basic, making us feel both comfortable and confident in the process of buying our first home.Could not recommend Paul and Taylor Millburn enough!”July 2020
“Paul and the team were extremely helpful for us as first time buyers. Paul helped us get everything we needed and made the process so simple and easy. In addition he’s really easy to get along with and encourages you to ask questions and is never more than a call or email away.”
April 2020
“Paul has been arranging our mortgage and insurance for the past 11 years, very professional service and would highly recommend.“
April 2020
“We’ve been using Paul for 6 years now! He really knows his stuff, we trust him completely to find us the best deal! I’m not very good with all the mortgage jargon but he’s very good at explaining it all in easier terms. It’s just so nice to be able to give him all of our paperwork and not have to worry about searching through the deals ourselves! Would definitely recommend!
April 2020
“I selected Taylor Millburn Financial after seeing very positive reviews. The fact is that the service was so good and everything was explained so thoroughly I could not fault my advisor Paul. Will certainly be recommending Taylor Millburn mortgages to my friends and family, in fact I already have!”
March 2020
You may have an early repayment charge with your current lender and should check before re-mortgaging. We would always advise you to think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.