News & Publications
For most people, arranging their mortgage can be stressful and time consuming. At Taylor Milburn, we aim to take all the stress away from our clients. We offer whole of market mortgage advice with fully qualified mortgage professionals on hand to recommend the most suitable mortgage to meet your individual needs.
Protection neglected when remortgaging
PROTECTION NEGLECTED WHEN REMORTGAGING A survey has found that many homeowners don’t review their protection cover when remortgaging. Only 18.6% of respondents said they properly reviewed their protection when they remortgaged, while 64% did a cursory check and 17% did not review their cover [...]
How to get the right protection cover
How to get the right protection cover It’s important to ensure that you and your family have the right level of protection, without paying more than is necessary. Everyone is different and will require their own amount of protection cover to reflect their specific [...]
FTBs could be missing out
FTBs could be missing out Many hopeful homeowners could be closer to getting on the property than they realise, but they are underinformed about their mortgage options. A survey by the Building Societies Association (BSA) has found that nearly half (47%) of people who [...]
Putting life insurance in trust
PUTTING LIFE INSURANCE IN TRUST Recent tax changes have prompted some to reevaluate their reliance on pensions for wealth planning. Amidst this uncertainty, life insurance could provide some peace of mind for those looking to protect their family’s future. Salary sacrifice changes In the [...]
Make protection a priority
MAKE PROTECTION A PRIORITY A survey has revealed that homeowners are more likely to plan a new kitchen than seek out protection. Research found that respondents were more likely to spend money on new furniture (36%), redecorating (26%) or installing a new bathroom or [...]
Life Insurance myths busted
LIFE INSURANCE MYTHS BUSTED Are you fully informed about life insurance? Here are some myths that still catch people out. A concerning knowledge gap According to a survey, only 45% of UK adults have a life insurance policy in place, while 15% don’t know [...]
Life insurance vs income protection
LIFE INSURANCE VS INCOME PROTECTION Do you know the difference between life insurance and income protection? Life insurance Life insurance pays out a lump sum to your loved ones if you die during the policy term. You could either be covered for a fixed [...]
Too many parents overlook protection
TOO MANY PARENTS OVERLOOK PROTECTION New data has found that many parents are overlooking protection when purchasing homes. Only 19% of parents actively planned for protection cover when buying their home. Despite this, the average parent thought that, if they suddenly lost their income, [...]
Time for a protection review
TIME FOR A PROTECTION REVIEW With a new year upon us, now is the perfect time to take stock and review your protection policies. A lot can happen in a year and, as circumstances change, it’s essential to make sure your cover still meets [...]
Get mortgage-ready this year
GET MORTGAGE-READY THIS YEAR Hoping to move or remortgage this year? Here’s how to get mortgage-ready in 2026. Review your finances Now that the busy festive period is over, why not take this opportunity to organise your finances. Go through your bank statements and [...]
UK adults aren’t sufficiently protected
UK ADULTS AREN'T SUFFICIENTLY PROTECTED A survey has found that 30% of UK households would need to sell their family home if their partner or co-owner were to die unexpectedly. Affording mortgage repayments was the biggest financial worry in the event of an unexpected [...]
Have you protected your income?
HAVE YOU PROTECTED YOUR INCOME? A report has revealed that only a quarter of working adults in the UK have an income protection (IP) policy. According to research from LV, only 27% of the working population have a financial safety net to protect their [...]
Renovation over relocation
RENOVATION OVER RELOCATION Millions of UK homeowners are choosing to renovate their existing home instead of moving. In England and Wales, about 1.7 million homes (one in 15 properties) have undergone significant renovation work. These homes are marked with ‘official improvement indicators’, showing that [...]
When should I start to think about remortgaging?
WHEN SHOULD I START TO THINK ABOUT REMORTGAGING? You should start thinking about remortgaging around 3 to 6 months before your current mortgage deal ends. This gives you enough time get advice from a mortgage broker who will be able discuss the options available and secure a [...]
When to review your life cover
WHEN TO REVIEW YOUR LIFE COVER Life cover is designed to provide loved ones with essential financial protection when it is needed most. But it’s not just a one-off decision - it’s important to review and update your policy regularly, especially after experiencing any [...]
Rising Demand for Chain-Free Homes as Stamp Duty Deadline Approaches
RISING DEMAND FOR CHAIN-FREE HOMES AS STAMP DUTY DEADLINE APPROACHES As a result of changes to Stamp Duty announced in the last budget there has been a significant surge in demand for homes that are chain-free and the UK property market is buzzing as [...]
Young adults need life insurance too
YOUNG ADULTS NEED LIFE INSURANCE TOO A recent report has found that most young adults in the UK do not have life insurance1, even though it is one of the most important financial products that you could have. Cost-of-living crisis Over half (51%) of [...]
Parents unprotected against child illness
PARENTS UNPROTECTED AGAINST CHILD ILLNESS Recent research has found that 52% of UK working parents do not have a financial protection policy in place which would cover them if they had to take time off work to care for an unwell child1. Who is [...]
You may have an early repayment charge with your current lender and should check before re-mortgaging. We would always advise you to think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.