SOME TIPS FOR PROPERTY HUNTERS For many people, buying a home is one of the biggest financial commitments that they will make. But house hunting is not just about getting the price right; you also need to be confident that the property and location is right for you and [...]
PROTECTION NEGLECTED WHEN REMORTGAGING A survey has found that many homeowners don’t review their protection cover when remortgaging. Only 18.6% of respondents said they properly reviewed their protection when they remortgaged, while 64% did a cursory check and 17% did not review their cover at all. This suggests that [...]
How to get the right protection cover It’s important to ensure that you and your family have the right level of protection, without paying more than is necessary. Everyone is different and will require their own amount of protection cover to reflect their specific needs. It’s therefore strongly recommended [...]
FTBs could be missing out Many hopeful homeowners could be closer to getting on the property than they realise, but they are underinformed about their mortgage options. A survey by the Building Societies Association (BSA) has found that nearly half (47%) of people who want to buy a home [...]
PUTTING LIFE INSURANCE IN TRUST Recent tax changes have prompted some to reevaluate their reliance on pensions for wealth planning. Amidst this uncertainty, life insurance could provide some peace of mind for those looking to protect their family’s future. Salary sacrifice changes In the Autumn Budget 2025, Chancellor Rachel [...]
MAKE PROTECTION A PRIORITY A survey has revealed that homeowners are more likely to plan a new kitchen than seek out protection. Research found that respondents were more likely to spend money on new furniture (36%), redecorating (26%) or installing a new bathroom or kitchen (25%) than on taking [...]
LIFE INSURANCE MYTHS BUSTED Are you fully informed about life insurance? Here are some myths that still catch people out. A concerning knowledge gap According to a survey, only 45% of UK adults have a life insurance policy in place, while 15% don’t know if they have one. This [...]
LIFE INSURANCE VS INCOME PROTECTION Do you know the difference between life insurance and income protection? Life insurance Life insurance pays out a lump sum to your loved ones if you die during the policy term. You could either be covered for a fixed length of time (such as [...]
TOO MANY PARENTS OVERLOOK PROTECTION New data has found that many parents are overlooking protection when purchasing homes. Only 19% of parents actively planned for protection cover when buying their home. Despite this, the average parent thought that, if they suddenly lost their income, they would only be able [...]
TIME FOR A PROTECTION REVIEW With a new year upon us, now is the perfect time to take stock and review your protection policies. A lot can happen in a year and, as circumstances change, it’s essential to make sure your cover still meets your needs. Here are some [...]
