DON'T CANCEL YOUR PROTECTION With all the economic uncertainty, we understand that it might feel tempting to cut costs where you can by cancelling protection. But it’s more important than ever to have the appropriate cover now so you don’t pay a bigger price further down the line. More [...]
ARE INTEREST RATES ABOUT TO PLUMMET? Having barely shifted since last autumn, many analysts expect that interest rates may start edging down. What will that mean for mortgage borrowers and anyone looking to remortgage? Time for a fall? Most analysts agree that interest rates have peaked but there is [...]
UK MORTGAGE HOLDERS FOREGOING VITAL COVER According to a recent report, over a third1 of homeowners do not have life insurance, thus potentially leaving their family in the lurch if they were to pass away. Renters are risking it even more, with only 29% of tenants saying they have [...]
REVIEW YOUR 2024 RESOLUTIONS Have you managed to stick to your new year resolutions? Undertaking a protection and mortgage review should be top of a financial to-do list for the coming year. But don’t worry if you haven’t tackled this task yet, just try to make it a priority [...]
WHY LIFE INSURANCE IS FOR EVERYONE Life insurance can be a crucial safety net for people at all life stages, but fewer than four in ten currently have a policy in place in the UK1. If you are one of the 63% without life insurance, have you considered whether [...]
HOME INSURANCE AGAINST ACCIDENTS Accidental damage and escape of water are the most common home insurance claims1. While we often think of threats like theft or fire, this research reveals that more home insurance claims result from clumsiness than malice. Of 76,518 claims made last year, accidental loss or [...]
STRESS IMPACTS MORTGAGE APPLICANTS A new study1 has highlighted that almost two thirds (64%) of mortgage applicants in the UK have struggled with feelings of stress and anxiety over the last year. This figure increases to 80% amongst first time buyers who are clearly finding the process challenging. With [...]
SPOOKILY GOOD MONEY SAVING TIPS FOR THIS HALLOWEEN Halloween is just around the corner, and while it’s a spooktacular time for children, it can also be a frightful hit to your wallet. But fear not! With a bit of creativity and some clever planning, you can enjoy all the [...]
WHAT HAPPENS IF I CAN'T PAY MY MORTGAGE? Throughout 2023, it’s estimated that 1.8 million fixed-rate mortgage deals will expire1. With mortgage rates at their highest in 15 years2, many of those who remortgage will see their repayments increase sharply. Understanding your options You could get in touch with [...]
SHOULD I OVERPAY MY MORTGAGE? Whilst many people may be struggling to keep up payments on their mortgages in the wake of steep interest rate rises, there are a significant number of homeowners who may be wondering whether it is worthwhile paying more than the minimum statutory repayments each [...]
