A WIDER SELECTION OF SUB-4% MORTGAGES HITTING THE MARKET – YOUR MONEY

Confidence in the market has resulted in lenders reducing more mortgage rates and introducing a wider selection of sub-four per cent deals.

According to Rightmove, lenders’ confidence in the economy and the trajectory of the Bank of England base rate has meant that they are now offering more sub-4% five-year fixed rate deals.

Matt Smith, mortgage expert at Rightmove, said that the number of lenders cutting rates this week had “gathered pace”, with average rates going down by up to 0.13%.

He said: “This reflects lenders’ increasing confidence in the future direction of rates following the Bank of England base rate announcement. And, perhaps of equal importance, it’s a sign that lenders are actively competing for business from prospective homebuyers.   

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