News & Publications
For most people, arranging their mortgage can be stressful and time consuming. At Taylor Milburn, we aim to take all the stress away from our clients. We offer whole of market mortgage advice with fully qualified mortgage professionals on hand to recommend the most suitable mortgage to meet your individual needs.
7 first-time buyer schemes that are available now Help to Buy has closed – Which?
7 FIRST TIME BUYER SCHEMES THAT ARE AVAILABLE NOW THAT HELP TO BUY HAS CLOSED - WHICH? Find out what support is on offer for first-time buyers trying to get on the housing ladder. Ten years after its introduction, the curtains are to be [...]
Top tips for moving home: A checklist – Times Money Mentor
TOP TIPS FOR MOVING HOME: A CHECKLIST - TIMES MONEY MENTOR Moving house can be a daunting task with so much to remember – that’s why we’ve made it easier for you with our simple checklist. If you are moving house, being organised and [...]
Best mortgage rates for home movers and first-time buyers – Which?
BEST MORTGAGE RATES FOR HOME MOVERS AND FIRST-TIME BUYERS - WHICH? Rates fall as mortgage deals recover from mini-budget fallout. Mortgage rates are falling as the market continues to recover from the shockwaves caused by the government's mini-budget last autumn - but figures still [...]
8 red flags putting off buyers when you’re selling a house – Ideal Home
8 RED FLAGS PUTTING OFF BUYERS WHEN YOU'RE SELLING A HOUSE - IDEAL HOME No matter how much you entice buyers, these things will leave a lasting impression. If you're selling a house – or are thinking about putting your home on the market – [...]
Should I get a long-term fixed-rate mortgage? – Times Money Mentor
SHOULD I GET A LONG-TERM FIXED-RATE MORTGAGE? - TIMES MONEY MENTOR Interest rates have been climbing over the past year, so is it worth locking in a long-term fixed mortgage? When looking for a fixed-rate mortgage, you need to decide how long you want [...]
Mortgage rates are falling and choice is increasing – Zoopla
MORTGAGE RATES ARE FALLING AND PRODUCT CHOICE IS INCREASING - ZOOPLA More than 4,000 different deals are now available as the mortgage market continues to stabilise. Key takeaways Mortgage rates are falling and product choice is increasing as the market continues to stabilise A [...]
UK mortgage deals: how to navigate the rollercoaster rates ride – The Guardian
UK MORTGAGE DEALS: HOW TO NAVIGATE THE ROLLERCOASTER RATES RIDE - THE GUARDIAN Amid a debate about what is happening to the housing market, what are your options? We are in the grip of a mortgage price war, according to some experts – but [...]
Mortgage protection: Plan for the worst, hope for the best – What Mortgage
MORTGAGE PROTECTION:PLAN FOR THE WORST, HOPE FOR THE BEST In the excitement of buying a home and being accepted for a mortgage it can be easy to dismiss what would happen if, for an unforeseen reason, you could not cover the repayments. Richard Campo [...]
Santander ups mortgage income multiples to ‘allow customers to borrow more’ – Your Money
SANTANDER UPS MORTGAGE INCOME MULTIPLES TO 'ALLOW CUSTOMERS TO BORROW MORE' - YOUR MONEY Santander has increased income multiples, or loan-to-income (LTI) ratios, to as much as 5.5x income in some cases. The lender said that the changes will allow some clients to borrow [...]
What to do if you need to remortgage – Which
WHAT TO DO IF YOU NEED TO REMORTGAGE - WHICH? Homeowners face higher mortgage costs, but rates are starting to fall High mortgage rates could prove a shock to hundreds of thousands of homeowners looking to remortgage in 2023. In the first three months [...]
Check you have the right protection in 2023
CHECK YOU HAVE THE RIGHT PROTECTION IN 2023 The start of a new year is an ideal time to reassess your finances. Protection should be near the top of your list in 2023. Get protected The right protection for your unique needs is an [...]
What to expect when buying a property: Make sure to do your homework – Metro
WHAT TO EXPECT WHEN BUYING A PROPERTY: MAKE SURE TO DO YOUR HOMEWORK - METRO Idling evenings away looking at properties with a frankly unnecessary number of toilets, armed with an unlimited budget, is far less stressful than house-hunting for real. Room dimensions, proximity [...]
Five things to do now if your fixed-rate mortgage is coming to an end – Times Money Mentor
FIVE THINGS TO DO NOW IF YOUR FIXED-RATE MORTGAGE IS COMING TO AN END - TIMES MONEY MENTOR More than one million households will see mortgage deals end this year, meaning a possible jump in monthly repayments. We explain how you can prepare. Interest [...]
Should you overpay your mortgage or invest? – Money Week
SHOULD YOU OVERPAY YOUR MORTGAGE OR INVEST? - MONEY WEEK As interest rates rise, homeowners with spare cash may be wondering if they should overpay their mortgage. Or is investing a better option? We explain which one might be best for you. Millions of [...]
Fixed rate mortgage deals up for 1.4 million homeowners in 2023 – Zoopla
FIXED RATE MORTGAGE DEALS ARE UP FOR 1.4 MILLION HOMEOWNERS IN 2023 - ZOOPLA If you're worried that your fixed deal is up this year, you’re not alone. 57% of people who need to remortgage in 2023 are coming off two-year deals fixed at [...]
House prices see biggest New Year bounce in three years – Rightmove
HOUSE PRICES SEE BIGGEST NEW YEAR BOUNCE IN THREE YEARS - RIGHTMOVE Many home-movers have already been putting their 2023 moving plans into action, with average asking prices seeing the biggest New Year bounce in three years. Our monthly House Price Index has the [...]
What is leasehold? Everything you should know before you buy – Ideal Home
WHAT IS LEASEHOLD? EVERYTHING YOU SHOULD KNOW BEFORE YOU BUY - IDEAL HOME Understanding what leasehold is and what it means for you as a homebuyer is crucial before you commit to buying a leasehold property. Most flats in England and Wales are sold [...]
New rules make property listings more transparent – Zoopla
NEW RULES MAKE PROPERTY LISTINGS MORE TRANSPARENT - ZOOPLA When it comes to searching for a home, the devil is in the details. Here’s everything you need to know about the new material information rules when you’re buying, renting or selling a home. Key [...]
MPs vote against permanent stamp duty cut – Your Money
MPS VOTE AGAINST PERMANENT STAMP DUTY CUT - YOUR MONEY MPs have voted against a permanent cut to the stamp duty threshold, upholding the decision made by Chancellor Jeremy Hunt to end the discount in March 2025. In the Autumn Statement, Hunt reversed the [...]
Over 1.4 million households facing mortgage hike – Yahoo!finance
OVER 1.4 MILLION HOUSEHOLDS FACING MORTGAGE HIKE - YAHOO!FINANCE More than 1.4 million households in the UK are facing the prospect of interest rate rises when they renew their fixed rate mortgages in 2023, the Office for National Statistics (ONS) warns. The interest rate [...]
You may have an early repayment charge with your current lender and should check before re-mortgaging. We would always advise you to think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.