News & Publications
For most people, arranging their mortgage can be stressful and time consuming. At Taylor Milburn, we aim to take all the stress away from our clients. We offer whole of market mortgage advice with fully qualified mortgage professionals on hand to recommend the most suitable mortgage to meet your individual needs.
UK mortgage deals: how to navigate the rollercoaster rates ride – The Guardian
UK MORTGAGE DEALS: HOW TO NAVIGATE THE ROLLERCOASTER RATES RIDE - THE GUARDIAN Amid a debate about what is happening to the housing market, what are your options? We are in the grip of a mortgage price war, according to some experts – but [...]
Mortgage protection: Plan for the worst, hope for the best – What Mortgage
MORTGAGE PROTECTION:PLAN FOR THE WORST, HOPE FOR THE BEST In the excitement of buying a home and being accepted for a mortgage it can be easy to dismiss what would happen if, for an unforeseen reason, you could not cover the repayments. Richard Campo [...]
Santander ups mortgage income multiples to ‘allow customers to borrow more’ – Your Money
SANTANDER UPS MORTGAGE INCOME MULTIPLES TO 'ALLOW CUSTOMERS TO BORROW MORE' - YOUR MONEY Santander has increased income multiples, or loan-to-income (LTI) ratios, to as much as 5.5x income in some cases. The lender said that the changes will allow some clients to borrow [...]
What to do if you need to remortgage – Which
WHAT TO DO IF YOU NEED TO REMORTGAGE - WHICH? Homeowners face higher mortgage costs, but rates are starting to fall High mortgage rates could prove a shock to hundreds of thousands of homeowners looking to remortgage in 2023. In the first three months [...]
Check you have the right protection in 2023
CHECK YOU HAVE THE RIGHT PROTECTION IN 2023 The start of a new year is an ideal time to reassess your finances. Protection should be near the top of your list in 2023. Get protected The right protection for your unique needs is an [...]
What to expect when buying a property: Make sure to do your homework – Metro
WHAT TO EXPECT WHEN BUYING A PROPERTY: MAKE SURE TO DO YOUR HOMEWORK - METRO Idling evenings away looking at properties with a frankly unnecessary number of toilets, armed with an unlimited budget, is far less stressful than house-hunting for real. Room dimensions, proximity [...]
Five things to do now if your fixed-rate mortgage is coming to an end – Times Money Mentor
FIVE THINGS TO DO NOW IF YOUR FIXED-RATE MORTGAGE IS COMING TO AN END - TIMES MONEY MENTOR More than one million households will see mortgage deals end this year, meaning a possible jump in monthly repayments. We explain how you can prepare. Interest [...]
Should you overpay your mortgage or invest? – Money Week
SHOULD YOU OVERPAY YOUR MORTGAGE OR INVEST? - MONEY WEEK As interest rates rise, homeowners with spare cash may be wondering if they should overpay their mortgage. Or is investing a better option? We explain which one might be best for you. Millions of [...]
Fixed rate mortgage deals up for 1.4 million homeowners in 2023 – Zoopla
FIXED RATE MORTGAGE DEALS ARE UP FOR 1.4 MILLION HOMEOWNERS IN 2023 - ZOOPLA If you're worried that your fixed deal is up this year, you’re not alone. 57% of people who need to remortgage in 2023 are coming off two-year deals fixed at [...]
House prices see biggest New Year bounce in three years – Rightmove
HOUSE PRICES SEE BIGGEST NEW YEAR BOUNCE IN THREE YEARS - RIGHTMOVE Many home-movers have already been putting their 2023 moving plans into action, with average asking prices seeing the biggest New Year bounce in three years. Our monthly House Price Index has the [...]
What is leasehold? Everything you should know before you buy – Ideal Home
WHAT IS LEASEHOLD? EVERYTHING YOU SHOULD KNOW BEFORE YOU BUY - IDEAL HOME Understanding what leasehold is and what it means for you as a homebuyer is crucial before you commit to buying a leasehold property. Most flats in England and Wales are sold [...]
New rules make property listings more transparent – Zoopla
NEW RULES MAKE PROPERTY LISTINGS MORE TRANSPARENT - ZOOPLA When it comes to searching for a home, the devil is in the details. Here’s everything you need to know about the new material information rules when you’re buying, renting or selling a home. Key [...]
MPs vote against permanent stamp duty cut – Your Money
MPS VOTE AGAINST PERMANENT STAMP DUTY CUT - YOUR MONEY MPs have voted against a permanent cut to the stamp duty threshold, upholding the decision made by Chancellor Jeremy Hunt to end the discount in March 2025. In the Autumn Statement, Hunt reversed the [...]
Over 1.4 million households facing mortgage hike – Yahoo!finance
OVER 1.4 MILLION HOUSEHOLDS FACING MORTGAGE HIKE - YAHOO!FINANCE More than 1.4 million households in the UK are facing the prospect of interest rate rises when they renew their fixed rate mortgages in 2023, the Office for National Statistics (ONS) warns. The interest rate [...]
Moving home in 2023? What you need to know – Rightmove
MOVING HOME IN 2023? WHAT YOU NEED TO KNOW - RIGHTMOVE Are you thinking of moving home in 2023? Whether you’re already home-hunting, you’re ready to kick-start your search, or thinking of selling your home, here’s what’s happening in the housing market as we [...]
10 house price and mortgage predictions for 2023 – Which?
10 HOUSE PRICE AND MORTGAGE PREDICTIONS FOR 2023 - WHICH? House prices will fall, but higher mortgage rates are here to stay. From record property prices to soaring mortgage rates, 2022 was a tumultuous year for the housing market. But with some degree of [...]
UK house prices fall for fourth month in a row, the longest run since 2008 – The Guardian
UK HOUSE PRICES FALL FOR FOURTH MONTH IN A ROW, THE LONGEST RUN SINCE 2008 - THE GUARDIAN Annual growth rate cools in December and average price of property drops to £262,068, says Nationwide. Property prices in the UK fell for the fourth month [...]
Property in 2023: should you buy, sell or stay put? – Which?
PROPERTY IN 2023: SHOULD YOU BUY, SELL OR STAY PUT? - WHICH? Experts forecast lower house prices and fewer sales in the new year. The new year looks set to bring a shift in the housing market, with the days of soaring house prices [...]
Government extends ‘generation buy’ mortgage guarantee – The Guardian
GOVERNMENT EXTENDS 'GENERATION BUY' MORTGAGE GUARANTEE - THE GUARDIAN Scheme to help first-time buyers on to property ladder has been used by more than 24,000 households across UK The government is extending the mortgage guarantee scheme, which helps buyers with small deposits get on [...]
Critical illness insurance: how it works and why you need it – HRnews
CRITICAL ILLNESS INSURANCE: HOW IT WORKS AND WHY YOU NEED IT - HR NEWS When you’re sick, things can go wrong very quickly. A serious accident can leave you unable to work; a life-changing disease can cause you to lose everything. When these events [...]
You may have an early repayment charge with your current lender and should check before re-mortgaging. We would always advise you to think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.