News & Publications
For most people, arranging their mortgage can be stressful and time consuming. At Taylor Milburn, we aim to take all the stress away from our clients. We offer whole of market mortgage advice with fully qualified mortgage professionals on hand to recommend the most suitable mortgage to meet your individual needs.
UK homeowners still better off than renters despite spike in interest rates – The Guardian
UK HOMEOWNERS STILL BETTER OFF THAN RENTERS DESPITE SPIKE IN INTEREST RATES - THE GUARDIAN Average monthly cost of owning 3-bed home is £500 a year less than renting, but the gap is narrowing. Homeowners in the UK are almost £500 better off a [...]
Six common home-selling mistakes to avoid – Your Money
SIX COMMON HOME-SELLING MISTAKES TO AVOID - YOUR MONEY To get the maximum sale price, the optimum time for a house to be on the market is fourteen days – and the price you’ll receive steadily decreases over time. Here are six home-selling mistakes [...]
Should I overpay my mortgage? Finance experts explain what to consider – Ideal Home
SHOULD I OVERPAY MY MORTGAGE? FINANCE EXPERTS EXPLAIN WHAT TO CONSIDER - IDEAL HOME Wondering if you should overpay your mortgage? We explain what you need to think about before making your decision. Money is tight right now for many households but if you [...]
Struggling to pay your mortgage? FCA confirms help is at hand – What Mortgage
STRUGGLING TO PAY YOUR MORTGAGE? FCA CONFIRMS HELP IS AT HAND - WHAT MORTGAGE A lifeline has been thrown to borrowers struggling to pay their mortgage after new guidance has been firmed up which puts lenders under obligation to support customers in financial difficulties. [...]
7 ways to prepare for an interest rate rise – Which?
7 WAYS TO PREPARE FOR AN INTEREST RATE RISE - WHICH? With another likely base rate rise on the way, find out how to get your finances ready. Interest rates are expected to rise yet again later this month as the Bank of England [...]
Could you survive financially?
COULD YOU SURVIVE FINANCIALLY? Nearly half (45%) of adults between the ages of 25 and 44 who don’t have a protection policy aren’t sure they could cope financially if they were too ill to work. Worrying research from LV= suggests that a large minority [...]
Should I use a £75,000 inheritance to pay off the mortgage? – The Guardian
SHOULD I USE A £75,000 INHERITANCE TO PAY OFF THE MORTGAGE? THE GUARDIAN I am wondering whether to keep some of the money in savings to help cover extra costs if we move. Q I’m due to inherit about £75,000 and I’d like some [...]
What’s happening with house prices across the UK? – Zoopla
WHAT'S HAPPENING WITH HOUSE PRICES ACROSS THE UK? - ZOOPLA If you want to know what’s happening to house prices, just ask Zoopla. Key takeaways The UK’s average house price has dropped £400 in the last month as we start to see small price [...]
7 first-time buyer schemes that are available now Help to Buy has closed – Which?
7 FIRST TIME BUYER SCHEMES THAT ARE AVAILABLE NOW THAT HELP TO BUY HAS CLOSED - WHICH? Find out what support is on offer for first-time buyers trying to get on the housing ladder. Ten years after its introduction, the curtains are to be [...]
Top tips for moving home: A checklist – Times Money Mentor
TOP TIPS FOR MOVING HOME: A CHECKLIST - TIMES MONEY MENTOR Moving house can be a daunting task with so much to remember – that’s why we’ve made it easier for you with our simple checklist. If you are moving house, being organised and [...]
Best mortgage rates for home movers and first-time buyers – Which?
BEST MORTGAGE RATES FOR HOME MOVERS AND FIRST-TIME BUYERS - WHICH? Rates fall as mortgage deals recover from mini-budget fallout. Mortgage rates are falling as the market continues to recover from the shockwaves caused by the government's mini-budget last autumn - but figures still [...]
8 red flags putting off buyers when you’re selling a house – Ideal Home
8 RED FLAGS PUTTING OFF BUYERS WHEN YOU'RE SELLING A HOUSE - IDEAL HOME No matter how much you entice buyers, these things will leave a lasting impression. If you're selling a house – or are thinking about putting your home on the market – [...]
Should I get a long-term fixed-rate mortgage? – Times Money Mentor
SHOULD I GET A LONG-TERM FIXED-RATE MORTGAGE? - TIMES MONEY MENTOR Interest rates have been climbing over the past year, so is it worth locking in a long-term fixed mortgage? When looking for a fixed-rate mortgage, you need to decide how long you want [...]
Mortgage rates are falling and choice is increasing – Zoopla
MORTGAGE RATES ARE FALLING AND PRODUCT CHOICE IS INCREASING - ZOOPLA More than 4,000 different deals are now available as the mortgage market continues to stabilise. Key takeaways Mortgage rates are falling and product choice is increasing as the market continues to stabilise A [...]
UK mortgage deals: how to navigate the rollercoaster rates ride – The Guardian
UK MORTGAGE DEALS: HOW TO NAVIGATE THE ROLLERCOASTER RATES RIDE - THE GUARDIAN Amid a debate about what is happening to the housing market, what are your options? We are in the grip of a mortgage price war, according to some experts – but [...]
Mortgage protection: Plan for the worst, hope for the best – What Mortgage
MORTGAGE PROTECTION:PLAN FOR THE WORST, HOPE FOR THE BEST In the excitement of buying a home and being accepted for a mortgage it can be easy to dismiss what would happen if, for an unforeseen reason, you could not cover the repayments. Richard Campo [...]
Santander ups mortgage income multiples to ‘allow customers to borrow more’ – Your Money
SANTANDER UPS MORTGAGE INCOME MULTIPLES TO 'ALLOW CUSTOMERS TO BORROW MORE' - YOUR MONEY Santander has increased income multiples, or loan-to-income (LTI) ratios, to as much as 5.5x income in some cases. The lender said that the changes will allow some clients to borrow [...]
What to do if you need to remortgage – Which
WHAT TO DO IF YOU NEED TO REMORTGAGE - WHICH? Homeowners face higher mortgage costs, but rates are starting to fall High mortgage rates could prove a shock to hundreds of thousands of homeowners looking to remortgage in 2023. In the first three months [...]
Check you have the right protection in 2023
CHECK YOU HAVE THE RIGHT PROTECTION IN 2023 The start of a new year is an ideal time to reassess your finances. Protection should be near the top of your list in 2023. Get protected The right protection for your unique needs is an [...]
What to expect when buying a property: Make sure to do your homework – Metro
WHAT TO EXPECT WHEN BUYING A PROPERTY: MAKE SURE TO DO YOUR HOMEWORK - METRO Idling evenings away looking at properties with a frankly unnecessary number of toilets, armed with an unlimited budget, is far less stressful than house-hunting for real. Room dimensions, proximity [...]
You may have an early repayment charge with your current lender and should check before re-mortgaging. We would always advise you to think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.