News & Publications
For most people, arranging their mortgage can be stressful and time consuming. At Taylor Milburn, we aim to take all the stress away from our clients. We offer whole of market mortgage advice with fully qualified mortgage professionals on hand to recommend the most suitable mortgage to meet your individual needs.
Giving up your insurance could be costly
GIVING UP YOUR INSURANCE COULD BE COSTLY As the cost-of-living squeeze starts to bite, many are looking to make savings on their monthly budget. Experts are warning families to think twice, however, before scaling back on essential protection. Cutting back The number of protection [...]
The unpopular mortgages that could shave £250 a month off your repayments – The Telegraph
THE UNPOPULAR MORTGAGES THAT COULD SHAVE £250 A MONTH OFF YOUR REPAYMENTS - THE TELEGRAPH Borrowers have flocked to unconventional "tracker" mortgages as they gamble on interest rate falls next year. The popularity of tracker deals, which fluctuate inline with interest rate changes by the [...]
Is now a good time to remortgage? – Times Money Mentor
IS NOW A GOOD TIME TO REMORTGAGE? - TIMES MONEY MENTOR With mortgage rates rising quickly, should you secure a fix now? If you’re thinking about remortgaging and are worried about rising interest rates, now might be a good time to secure a deal. [...]
What’s happening to house prices? – Which?
WHAT'S HAPPENING TO HOUSE PRICES? - WHICH? Experts predict price drops as mortgage rates rise. The Land Registry reports that house prices rose by 14% year-on-year in August, but these figures aren't quite what they seem. This huge jump reflects a distorted property market [...]
Things to consider with mortgage overpayments – Property Reporter
THINGS TO CONSIDER WITH MORTGAGE OVERPAYMENTS - PROPERTY REPORTER Nobody likes to pay more than they have to. Yet with rising interest rates and a currently unpredictable economic outlook for the UK, it may be worth considering overpaying on your mortgage, in an attempt [...]
How to pay less on your mortgage and energy bills as winter approaches and cost of living soars – iNews
HOW TO PAY LESS ON YOUR MORTGAGE AND ENERGY BILLS AS WINTER APPROACHES AND COST OF LIVING SOARS - INEWS From extending your mortgage term to getting a smart meter, here are our top tips. Rising mortgage and energy costs may add hundreds of [...]
Struggling with mortgage repayments? Here’s what to do – You Mortgage
STRUGGLING WITH MORTGAGE REPAYMENTS? HERE'S WHAT TO DO - YOUR MORTGAGE Nearly a third of people are worried about meeting their housing costs, but you can take action now. Nearly a third of people are struggling with mortgage and rent payments, according to ONS [...]
Should I use a mortgage adviser? – Times Money Mentor
SHOULD I USE A MORTGAGE ADVISER? - TIMES MONEY MENTOR Getting a mortgage is a huge financial decision, which is why many people decide to seek advice from a professional. An adviser, sometimes known as a mortgage broker, will search the mortgage market on [...]
4 signs the UK housing market will hold up despite high mortgage rates – Zoopla
4 SIGNS THE UK HOUSING MARKET WILL HOLD UP DESPITE HIGH MORTGAGE RATES - ZOOPLA New sales activity in the housing market is holding up in the last week. High mortgage rates do not hit all buyers equally and I remain hopeful that borrowing [...]
How to make sure your new home is energy efficient – Property Reporter
HOW TO MAKE SURE YOUR NEW HOME IS ENERGY EFFICIENT - PROPERTY REPORTER With energy bills rising and the government announcing yesterday that support will be reviewed from April next year, energy efficiency is high up on the list of priorities for many buyers [...]
What to do if you need to remortgage – Which?
WHAT TO DO IF YOU NEED TO REMORTGAGE - WHICH? Homeowners face higher mortgage costs as rates move above 5%. Rising mortgage rates and disappearing deals could provide a shock to homeowners who come to remortgage in the remainder of 2022. Mortgage rates are [...]
Homeowners urged ‘to take mortgage advice’ now as rate rises and products fall – Your Money
HOMEOWNERS URGED 'TO TAKE MORTGAGE ADVICE' NOW AS RATE RISES AND PRODUCTS FALL - YOUR MONEY Uncertainty and concern surrounding mortgages means now is the time for people to seek advice before making any “rash decisions”, a financial services platform suggests. Interest rates have [...]
What to do if you can’t pay your mortgage – expert advice on the best steps to take – Ideal Home
WHAT TO DO IF YOU CAN'T PAY YOUR MORTGAGE - EXPERT ADVICE ON THE BEST STEPS TO TAKE - IDEAL HOME Mortgage rates have risen rapidly in a matter of weeks – here’s what to do if you can’t pay your mortgage. Mortgage rate [...]
To switch or not to switch: What to consider with ERCs – Property Reporter
TO SWITCH OR NOT TO SWITCH: WHAT TO CONSIDER WITH ERCS - PROPERTY REPORTER Should I switch my mortgage now and pay an early repayment charge? It's a question many will be asking themselves as the mortgage market battles a huge wave of volatility [...]
Could I live without life insurance
COULD I LIVE WITHOUT LIFE INSURANCE Planning for what you’ll leave behind once you’re gone is no easy task. But if you have loved ones that rely on your income, finding the right life insurance policy can make facing the unknown a little less [...]
‘Repossession is a last resort’: Five options if you’re struggling with your mortgage – Your Money
'REPOSSESSION IS A LAST RESORT': FIVE OPTIONS IF YOU'RE STRUGGLING WITH YOUR MORTGAGE - YOUR MONEY Millions of homeowners are worried as the cost of living bites while mortgage rates are heading north. Here are five options if you’re struggling to meet monthly payments. [...]
Critical illness cover offers key safety net
CRITICAL ILLNESS COVER OFFERS KEY SAFETY NET As the main breadwinner, you do everything you can to provide for your family. But have you considered how they would cope if you became too ill to work? Safety net Critical illness cover typically pays out [...]
How to get a good deal when remortgaging – Which?
HOW TO GET A GOOD DEAL WHEN REMORTGAGING - WHICH? Homeowners face higher mortgage costs as base rate rises to 2.25% Rising rates could cause a shock to homeowners due to remortgage in the remainder of 2022, at a time when the cost of [...]
Interest rates: Should you fix your mortgage now? – Yahoo! finance
INTEREST RATES: SHOULD YOU FIX YOUR MORTGAGE NOW? - YAHOO! FINANCE With interest rates expected to rise in the next few months, is it worth taking the hit of paying an early repayment charge and fixing your mortgage at a lower rate now? We’ve [...]
Prepare to sell in seven steps
PREPARING TO SELL IN SEVEN STEPS In the seller’s market of the pandemic years, properties have been changing hands at double speed. As the market starts to cool, however, the finer details will become even more important. Small changes can make a big difference; [...]
You may have an early repayment charge with your current lender and should check before re-mortgaging. We would always advise you to think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.