COULD I LIVE WITHOUT LIFE INSURANCE Planning for what you’ll leave behind once you’re gone is no easy task. But if you have loved ones that rely on your income, finding the right life insurance policy can make facing the unknown a little less daunting. Peace of mind Knowing [...]
'REPOSSESSION IS A LAST RESORT': FIVE OPTIONS IF YOU'RE STRUGGLING WITH YOUR MORTGAGE - YOUR MONEY Millions of homeowners are worried as the cost of living bites while mortgage rates are heading north. Here are five options if you’re struggling to meet monthly payments. The Bank of England has [...]
CRITICAL ILLNESS COVER OFFERS KEY SAFETY NET As the main breadwinner, you do everything you can to provide for your family. But have you considered how they would cope if you became too ill to work? Safety net Critical illness cover typically pays out as a lump sum if [...]
HOW TO GET A GOOD DEAL WHEN REMORTGAGING - WHICH? Homeowners face higher mortgage costs as base rate rises to 2.25% Rising rates could cause a shock to homeowners due to remortgage in the remainder of 2022, at a time when the cost of living is soaring. Mortgage rates [...]
INTEREST RATES: SHOULD YOU FIX YOUR MORTGAGE NOW? - YAHOO! FINANCE With interest rates expected to rise in the next few months, is it worth taking the hit of paying an early repayment charge and fixing your mortgage at a lower rate now? We’ve asked three mortgage experts on [...]
PREPARING TO SELL IN SEVEN STEPS In the seller’s market of the pandemic years, properties have been changing hands at double speed. As the market starts to cool, however, the finer details will become even more important. Small changes can make a big difference; it’s about making your home [...]
ANNUAL RATE OF UK HOUSE PRICE GROWTH DOUBLES TO 15.5% IN ONE MONTH - THE GUARDIAN Statistical surge reflects average house price drop last July caused by end to £500,000 stamp duty holiday The annual rate of UK house price growth soared to a 19-year high of 15.5% in [...]
SHARED OWNERSHIP: A LOW-COST WAY TO BUY A HOME - BUT IS THERE A CATCH? - THE GUARDIAN It is touted as a cheaper way to get on the property ladder, but there can be drawbacks. We weigh up the pros and cons. Shared ownership is promoted as the [...]
KEEP CALM AND TALK TO A MORTGAGE ADVISOR According to a survey from RFI Global UK Mortgage Council one in four homeowners say they are worried they won't be able to afford their mortgage payments over the coming year. Analysis by Accord Mortgage shows that almost £100bn worth of [...]
HOW TO CUT THE BIGGEST BILL OF THEM ALL ... YOUR MORTGAGE - THE GUARDIAN As other costs spiral you can take action by asking for a payment holiday or to extend the loan term. Spiralling energy, food and petrol prices, amid warnings of a recession, mean most households [...]
