WHY LIFE INSURANCE IS FOR EVERYONE Life insurance can be a crucial safety net for people at all life stages, but fewer than four in ten currently have a policy in place in the UK1. If you are one of the 63% without life insurance, have you considered whether [...]
HOME INSURANCE AGAINST ACCIDENTS Accidental damage and escape of water are the most common home insurance claims1. While we often think of threats like theft or fire, this research reveals that more home insurance claims result from clumsiness than malice. Of 76,518 claims made last year, accidental loss or [...]
STRESS IMPACTS MORTGAGE APPLICANTS A new study1 has highlighted that almost two thirds (64%) of mortgage applicants in the UK have struggled with feelings of stress and anxiety over the last year. This figure increases to 80% amongst first time buyers who are clearly finding the process challenging. With [...]
SPOOKILY GOOD MONEY SAVING TIPS FOR THIS HALLOWEEN Halloween is just around the corner, and while it’s a spooktacular time for children, it can also be a frightful hit to your wallet. But fear not! With a bit of creativity and some clever planning, you can enjoy all the [...]
WHAT HAPPENS IF I CAN'T PAY MY MORTGAGE? Throughout 2023, it’s estimated that 1.8 million fixed-rate mortgage deals will expire1. With mortgage rates at their highest in 15 years2, many of those who remortgage will see their repayments increase sharply. Understanding your options You could get in touch with [...]
SHOULD I OVERPAY MY MORTGAGE? Whilst many people may be struggling to keep up payments on their mortgages in the wake of steep interest rate rises, there are a significant number of homeowners who may be wondering whether it is worthwhile paying more than the minimum statutory repayments each [...]
LIFE COVER AND YOUR MORTGAGE - HAND IN HAND One of the financial responsibilities of homeownership is to protect yourself and your family. Life insurance and your mortgage are inseparable companions. Life insurance provides a safety net. A payout can pay off the remaining mortgage balance, ensuring that your [...]
WHY YOU SHOULDN'T CANCEL YOUR PROTECTION Research shows that a rising number of people are cancelling their protection insurance policies as the cost-of-living crisis continues to bite. According to research by Consumer Intelligence1, 8.2% of people have cancelled or reduced an insurance policy and 6.8% said they would consider [...]
WHAT TO CONSIDER BEFORE REMORTGAGING With mortgage rates at their highest since the 2008 financial crisis1, those looking to remortgage have more to think about than usual. Many whose deals are coming up for renewal will have agreed their mortgage at a time when Bank Rate was just 0.1%. [...]
THE IMPORTANCE OF PROTECTION Everybody knows that life has a funny way of turning out differently to how we expect it to. When faced with the unpredictable twists and turns of fate, it is comforting to have the support of the right protection policy for your needs. Rising bills [...]
