RISING DEMAND FOR CHAIN-FREE HOMES AS STAMP DUTY DEADLINE APPROACHES As a result of changes to Stamp Duty announced in the last budget there has been a significant surge in demand for homes that are chain-free and the UK property market is buzzing as buyers seek a speedy move [...]
YOUNG ADULTS NEED LIFE INSURANCE TOO A recent report has found that most young adults in the UK do not have life insurance1, even though it is one of the most important financial products that you could have. Cost-of-living crisis Over half (51%) of adults aged 18-40 admitted they [...]
PARENTS UNPROTECTED AGAINST CHILD ILLNESS Recent research has found that 52% of UK working parents do not have a financial protection policy in place which would cover them if they had to take time off work to care for an unwell child1. Who is not insured? Interestingly, nearly two [...]
PREPARING YOUR HOME FOR VIEWINGS As confidence grows among sellers, many homeowners are preparing to put their property up for sale. Here’s how you can get your home ready for viewings. First impressions are vital when viewing a property, so make sure the front of your home is in [...]
CONSIDERATIONS FOR FTBS Getting onto the property ladder has always been a challenge, but perhaps even more so at the moment. A report has found that it is currently the most expensive time to be a first-time buyer (FTB) in over 70 years1. Managing monthly payments Higher mortgage repayments [...]
HOUSING MARKET - A SPRING UPDATE The first few months of 2024 showed some promise for a housing market which is stabilising following a challenging period for buyers and sellers alike. So, with spring well under way, how is the property market faring at the moment? Boost in buyers [...]
DO YOU NEED A HIGHER LEVEL OF LIFE COVER? Is it time to review your life insurance policy? We understand that it might not be easy to revisit this area, but just because you purchased cover once, it doesn’t mean you no longer have to think about it. Life [...]
DON'T CANCEL YOUR PROTECTION With all the economic uncertainty, we understand that it might feel tempting to cut costs where you can by cancelling protection. But it’s more important than ever to have the appropriate cover now so you don’t pay a bigger price further down the line. More [...]
ARE INTEREST RATES ABOUT TO PLUMMET? Having barely shifted since last autumn, many analysts expect that interest rates may start edging down. What will that mean for mortgage borrowers and anyone looking to remortgage? Time for a fall? Most analysts agree that interest rates have peaked but there is [...]
UK MORTGAGE HOLDERS FOREGOING VITAL COVER According to a recent report, over a third1 of homeowners do not have life insurance, thus potentially leaving their family in the lurch if they were to pass away. Renters are risking it even more, with only 29% of tenants saying they have [...]
