10 HOUSE PRICE AND MORTGAGE PREDICTIONS FOR 2023 - WHICH? House prices will fall, but higher mortgage rates are here to stay. From record property prices to soaring mortgage rates, 2022 was a tumultuous year for the housing market. But with some degree of normality having returned after a [...]
UK HOUSE PRICES FALL FOR FOURTH MONTH IN A ROW, THE LONGEST RUN SINCE 2008 - THE GUARDIAN Annual growth rate cools in December and average price of property drops to £262,068, says Nationwide. Property prices in the UK fell for the fourth month in a row in December, [...]
PROPERTY IN 2023: SHOULD YOU BUY, SELL OR STAY PUT? - WHICH? Experts forecast lower house prices and fewer sales in the new year. The new year looks set to bring a shift in the housing market, with the days of soaring house prices and cheap mortgage rates consigned [...]
GOVERNMENT EXTENDS 'GENERATION BUY' MORTGAGE GUARANTEE - THE GUARDIAN Scheme to help first-time buyers on to property ladder has been used by more than 24,000 households across UK The government is extending the mortgage guarantee scheme, which helps buyers with small deposits get on the property ladder as higher [...]
CRITICAL ILLNESS INSURANCE: HOW IT WORKS AND WHY YOU NEED IT - HR NEWS When you’re sick, things can go wrong very quickly. A serious accident can leave you unable to work; a life-changing disease can cause you to lose everything. When these events happen, it’s natural to feel [...]
BUYING A HOME: WHAT'S A SURVEY AND WHY IS IT SO VALUABLE? - WHAT MORTGAGE It’s common for homebuyers to assume the lenders’ valuation on their home includes a survey – but this is not the case. Matthew Cumber explains the value of a survey and how it differs [...]
MORTGAGE LENDERS PLEDGE TO HELP STRUGGLING BORROWERS - ZOOPLA Lenders have agreed to adopt a more flexible approach for those hit by the rising cost of living, offering tailored support for homeowners who run into difficulties. Key takeaways Mortgage lenders have promised to do more to help homeowners who [...]
11 WAYS TO GIVE YOURSELF A CHRISTMAS BONUS IN 2022 - WHICH? From switching bank account to house-sitting, here's how you can earn some extra money without having to work all hours. A combination of soaring inflation, rising energy prices and the spectre of a recession has many of [...]
UK HOMEOWNERS FORCED TO SETTLE FOR BELOW ASKING PRICE, ZOOPLA SAYS - THE GUARDIAN Property website data shows housing market is slowing, with 44% less demand for homes and sellers accepting 3% below asking price. People selling their homes have typically had to settle for below the asking price [...]
MORTGAGE EXPERTS EXPLAIN IF YOU SHOULD GET A FIXED OR TRACKER DEAL - WHICH IS CHEAPEST - MIRROR Homeloan prices have been rising this year, leading many housebuyers to ask if a fixed rate or tracker mortgage works out cheaper for them - so we asked the experts. With [...]
