I COULD "STAIRCASE" THE 30% SHARE OF MY FLAT TO 100% BUT HOW WOULD IT AFFECT STAMP DUTY? - THE GUARDIAN Paying SDLT for the entire property was not within budget back then and I am unsure if I count as a first-time buyer. Q I bought a 30% [...]
WILL INTEREST RATES RISE, AND WHAT COULD THIS MEAN FOR MORTGAGES? - RIGHTMOVE If you’re thinking of buying a home, or are coming to the end of your current mortgage deal, you might be wondering what’s going to happen to mortgage rates over the coming months. The Bank of [...]
UK HOMEOWNERS STILL BETTER OFF THAN RENTERS DESPITE SPIKE IN INTEREST RATES - THE GUARDIAN Average monthly cost of owning 3-bed home is £500 a year less than renting, but the gap is narrowing. Homeowners in the UK are almost £500 better off a year than renters, according to [...]
SIX COMMON HOME-SELLING MISTAKES TO AVOID - YOUR MONEY To get the maximum sale price, the optimum time for a house to be on the market is fourteen days – and the price you’ll receive steadily decreases over time. Here are six home-selling mistakes to avoid. Homes sold after [...]
SHOULD I OVERPAY MY MORTGAGE? FINANCE EXPERTS EXPLAIN WHAT TO CONSIDER - IDEAL HOME Wondering if you should overpay your mortgage? We explain what you need to think about before making your decision. Money is tight right now for many households but if you have some savings put aside [...]
7 WAYS TO PREPARE FOR AN INTEREST RATE RISE - WHICH? With another likely base rate rise on the way, find out how to get your finances ready. Interest rates are expected to rise yet again later this month as the Bank of England continues its efforts to calm [...]
COULD YOU SURVIVE FINANCIALLY? Nearly half (45%) of adults between the ages of 25 and 44 who don’t have a protection policy aren’t sure they could cope financially if they were too ill to work. Worrying research from LV= suggests that a large minority of working adults could be [...]
SHOULD I USE A £75,000 INHERITANCE TO PAY OFF THE MORTGAGE? THE GUARDIAN I am wondering whether to keep some of the money in savings to help cover extra costs if we move. Q I’m due to inherit about £75,000 and I’d like some advice on what best to [...]
WHAT'S HAPPENING WITH HOUSE PRICES ACROSS THE UK? - ZOOPLA If you want to know what’s happening to house prices, just ask Zoopla. Key takeaways The UK’s average house price has dropped £400 in the last month as we start to see small price falls across the country Annual [...]
7 FIRST TIME BUYER SCHEMES THAT ARE AVAILABLE NOW THAT HELP TO BUY HAS CLOSED - WHICH? Find out what support is on offer for first-time buyers trying to get on the housing ladder. Ten years after its introduction, the curtains are to be fully drawn on the Help [...]
