7 FIRST TIME BUYER SCHEMES THAT ARE AVAILABLE NOW THAT HELP TO BUY HAS CLOSED - WHICH? Find out what support is on offer for first-time buyers trying to get on the housing ladder. Ten years after its introduction, the curtains are to be fully drawn on the Help [...]
TOP TIPS FOR MOVING HOME: A CHECKLIST - TIMES MONEY MENTOR Moving house can be a daunting task with so much to remember – that’s why we’ve made it easier for you with our simple checklist. If you are moving house, being organised and planning ahead can help keep [...]
BEST MORTGAGE RATES FOR HOME MOVERS AND FIRST-TIME BUYERS - WHICH? Rates fall as mortgage deals recover from mini-budget fallout. Mortgage rates are falling as the market continues to recover from the shockwaves caused by the government's mini-budget last autumn - but figures still remain high. More than 1,500 [...]
8 RED FLAGS PUTTING OFF BUYERS WHEN YOU'RE SELLING A HOUSE - IDEAL HOME No matter how much you entice buyers, these things will leave a lasting impression. If you're selling a house – or are thinking about putting your home on the market – the last thing you want [...]
SHOULD I GET A LONG-TERM FIXED-RATE MORTGAGE? - TIMES MONEY MENTOR Interest rates have been climbing over the past year, so is it worth locking in a long-term fixed mortgage? When looking for a fixed-rate mortgage, you need to decide how long you want to commit to a deal [...]
MORTGAGE RATES ARE FALLING AND PRODUCT CHOICE IS INCREASING - ZOOPLA More than 4,000 different deals are now available as the mortgage market continues to stabilise. Key takeaways Mortgage rates are falling and product choice is increasing as the market continues to stabilise A total of 4,341 different deals [...]
UK MORTGAGE DEALS: HOW TO NAVIGATE THE ROLLERCOASTER RATES RIDE - THE GUARDIAN Amid a debate about what is happening to the housing market, what are your options? We are in the grip of a mortgage price war, according to some experts – but it probably won’t feel like [...]
MORTGAGE PROTECTION:PLAN FOR THE WORST, HOPE FOR THE BEST In the excitement of buying a home and being accepted for a mortgage it can be easy to dismiss what would happen if, for an unforeseen reason, you could not cover the repayments. Richard Campo runs through the protection options [...]
SANTANDER UPS MORTGAGE INCOME MULTIPLES TO 'ALLOW CUSTOMERS TO BORROW MORE' - YOUR MONEY Santander has increased income multiples, or loan-to-income (LTI) ratios, to as much as 5.5x income in some cases. The lender said that the changes will allow some clients to borrow more than before. Applicants with [...]
WHAT TO DO IF YOU NEED TO REMORTGAGE - WHICH? Homeowners face higher mortgage costs, but rates are starting to fall High mortgage rates could prove a shock to hundreds of thousands of homeowners looking to remortgage in 2023. In the first three months of this year, 353,000 fixed-rate [...]
