SHOULD I OVERPAY MY MORTGAGE? FINANCE EXPERTS EXPLAIN WHAT TO CONSIDER – IDEAL HOME

Wondering if you should overpay your mortgage? We explain what you need to think about before making your decision.

Money is tight right now for many households but if you have some savings put aside you may be wondering whether you should overpay your mortgage with it?

But there’s a lot to think about before deciding if it’s the right move for you. While being mortgage free as early as possible may be one household’s ultimate goal, for those with a young family at the bottom of the housing ladder, keeping their monthly mortgage payment as low as possible may be more important.

With mortgage rates getting more expensive, overpaying a mortgage might not be for everyone and there are pros and cons to consider.

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